State Housing Company (SPNB) offers 11,000 units of houses priced between RM35, 000 to RM220, 000 in the country to buyers, without charging a deposit on 1 January.
Its chairman, Datuk Idris Haron, said SPNB collaboration with Cagamas Berhad (Cagamas) offers security and purchase the home without paying a deposit only to the first home buyers who earn RM3, 000 per month, involving the purchase of a developed SPNB.
He said the action was also to meet the government's efforts in ensuring that those who want to buy a home does not need to provide a deposit which has been among the obstacles to have their own homes.
"As a developer, SPNB will provide this guarantee because I saw many buyers are not able to provide a deposit.
"We have more than 11,000 housing units priced between RM35, 000 to RM220, 000 in all countries that have not been sold. So these young people the opportunity to have a home without the need to provide an advance of 10 percent, "he said.
He was speaking at a press conference after the launch of the Awareness Program Practices HIFI (Helpful, informative, Friendly, Immediate) for residents SPNB, here yesterday.
Also present, SPNB Managing Director, Prof Dr Kamarul Rashdan Salleh.
At the same press conference, Idris also announced four new projects involving the construction of 1,200 units of housing in Selangor, Johor, Kedah and Sabah next year.
About 41 homeowners problems Anggerik Park Phase 2, Senawang, Negeri Sembilan which claimed the project was abandoned, he said, the project was not handled SPNB as alleged purchasers.
"This year, we managed to sell 3,000 units of RM400 million and next year, targeting sales of 6.300 SPNB home.
"SPNB confident that sales will increase next year in collaboration with Cagamas. We are also offering attractive sales packages, including discounts of 10 to 30 percent, depending on the location of residential areas, including free legal services, "said Dr Kamarul.
Under the Tenth Malaysia Plan (RMK-10), the government has targeted the construction of 161,000 units of affordable housing, which is 78.000 and 83.000 units of government built by the private unit.
New buyers earning less than RM3, 000 a month to own a home, the government introduced a scheme that will be my first house Cagamas Berhad, the securitization of mortgage corporation and leading the country.
It will offer government guarantees on 10 percent down payment for house price below RM220, 000 and allow home buyers to obtain loans without having to remove 100 per cent 10 per cent of advances as common practice.
First home buyers will also be given 50 per cent stamp duty exemption on instruments and instruments of transfer agreement for houses costing not more than RM350, 000.
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